Personal Finance Hub / Budgeting & Saving / Financial Literacy

Financial Literacy

Navigate the world of personal finance, from money management to planning for the future and saving.

Featured Articles

  • banks vs credit unionsa

    Banks vs Credit Unions

    Both Banks and Credit Unions offer numerous financial services but are fundamentally different when it comes to their operations, benefits, and fees. While banks are still a popular option, credit unions have been gaining more recognition in recent times. So what are the factors that differentiate the two? How would they impact your choice to […]

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  • Improving your finances

    Improving Your Finances

    Get ready to give your finances a boost! Taking charge of your money is an ongoing mission that’s crucial for your peace of mind. Whether you’re aiming to tackle debt, save for your dream vacay, or plan your retirement, tweaking your spending habits can make a world of difference for you. In need of some […]

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  • Banking 101

      Let’s talk about money. We all use it, save it, and sometimes worry about it. At the center of all this is something called ‘banking’. Think of banks as big financial toolboxes. They’re places where you can keep your money safe, get a little extra through interest, borrow when you need to, and even […]

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  • Financial Mistakes to Avoid

    Managing your finances is a big feat, especially if you’re just starting out on your own. Personal finance is a central part of your life, and the way you handle money can impact your livelihood. Here are 8 financial mistakes to avoid. Topics Covered… Not knowing the difference between gross income and net income/take-home pay. […]

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  • Getting Financially Organized

    Managing your finances may seem like a daunting task. For many, the intricate web of income, expenses, savings, and investments can be challenging to navigate. However, with a clear plan and organizational skills, you can make your financial journey smooth and straightforward. Staying financially organized helps you to meet your goals, reduce stress, and make […]

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  • Teaching kids about money

    Teaching Your Kids About Money

    Financial literacy is an essential life skill, yet it’s often overlooked in formal education. Just as we teach our kids how to tie their shoes or cook a meal, it’s equally important to give them the knowledge about money management. Here’s a complete guide on teaching kids about money. Different age groups need a different […]

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  • set financial goals

    How to Set Financial Goals

    Navigating personal finance can be daunting. Without guidance, it’s easy to get lost in unplanned expenses, debt, and missed financial chances. Think of financial goals as your roadmap, guiding your money choices. Whether you want to buy a new house, retire early, or just manage your spending better, it starts with setting financial targets. Topics […]

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Recommended reads

  • First time home purchase

    Steps To Prepare For Your First Home Purchase

    Steps To Prepare For Your First Home Purchase

    5 min read

    Steps To Prepare For Your First Home Purchase

    November 21, 2023

      Preparing for your first home purchase is a significant milestone that requires careful planning and consideration. This is likely the most expensive purchase in your lifetime, and you do not want to make an expensive mistake.  Buying a home is not just about finding the right property; it involves understanding your finances, the market, […]

    Read more
  • banks vs credit unionsa

    Banks vs Credit Unions

    Banks vs Credit Unions

    5 min read

    Banks vs Credit Unions

    October 12, 2023

    Both Banks and Credit Unions offer numerous financial services but are fundamentally different when it comes to their operations, benefits, and fees. While banks are still a popular option, credit unions have been gaining more recognition in recent times. So what are the factors that differentiate the two? How would they impact your choice to […]

    Read more

  • Creating Emergency Funds

    Creating Emergency Funds

    9 min read

    Creating Emergency Funds

    August 31, 2023

      Life is full of surprises – including the unwelcome ones like medical bills, job loss, or urgent repairs at home. These events can stress us out both emotionally and financially. This is where an emergency fund comes in. Think of it as a safety net for your money. It’s a special savings account that […]

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  • Improving your finances

    Improving Your Finances

    Improving Your Finances

    6 min read

    Improving Your Finances

    August 22, 2023

    Get ready to give your finances a boost! Taking charge of your money is an ongoing mission that’s crucial for your peace of mind. Whether you’re aiming to tackle debt, save for your dream vacay, or plan your retirement, tweaking your spending habits can make a world of difference for you. In need of some […]

    Read more

  • Reporting Credit Report Inaccuracies

    Reporting Credit Report Inaccuracies

    5 min read

    Reporting Credit Report Inaccuracies

    August 10, 2023

    A credit report can tell a lot about a person financially. But what if some of the information isn’t correct? Inaccurate information in a credit report can negatively impact your score and ability to open new lines of credit. This is why reporting credit report inaccuracies is crucial. You have the right to dispute errors […]

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  • needs vs wants

    Needs vs Wants – An In-depth Understanding

    Needs vs Wants – An In-depth Understanding

    6 min read

    Needs vs Wants – An In-depth Understanding

    July 25, 2023

    Today we live in a consumer-centric society. This makes it challenging to manage the gap between our needs and wants. Balancing our desires with our financial abilities is crucial for maintaining a healthy financial lifestyle. By understanding the distinction between needs vs wants, you can make more informed choices, prioritize our spending, and achieve better […]

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  • Financial Mistakes to Avoid

    Financial Mistakes to Avoid

    8 min read

    Financial Mistakes to Avoid

    July 13, 2023

    Managing your finances is a big feat, especially if you’re just starting out on your own. Personal finance is a central part of your life, and the way you handle money can impact your livelihood. Here are 8 financial mistakes to avoid. Topics Covered… Not knowing the difference between gross income and net income/take-home pay. […]

    Read more
  • Where can i get financial help

    Where Can I Get Financial Help?

    Where Can I Get Financial Help?

    5 min read

    Where Can I Get Financial Help?

    July 11, 2023

    In today’s financial landscape, stability can be hard to come by. Many people face the daunting tasks of managing substantial debt and juggling multiple credit lines, often feeling isolated in their struggles. But there’s plenty of help around that includes solutions such as debt management, credit counseling, budget management and more. Having access to crucial […]

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  • living a debt-free life

    Living A Debt Free Life

    Living A Debt Free Life

    6 min read

    Living A Debt Free Life

    April 25, 2023

      Debt, when left unchecked, can become a significant strain on both your financial status and your overall well-being. The persistent cloud of owing money, with accumulating interest and mounting bills, can bring about unwelcome stress and impact your day-to-day life. However, it’s crucial to remember that debt, no matter how intimidating, isn’t an insurmountable […]

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