Debt & Debt Management

Financial education can be the difference between being thousands of dollars in debt with no repayment plan  and managing debt effectively. Debt management and financial education goes hand in hand. Let’s dive in to what debt is and why financial education is important in preventing debt or more of it. Topics Covered… Debt Explained Methods […]

Owning a home is a significant milestone in your life. It can even be a top priority among your financial goals.  Whether you’re a first-time homebuyer or a seasoned homeowner, the home appraisal process is an important step in the homebuying process. A home appraisal determines a lot of things when t comes tot he […]

Debt management can be a daunting and stressful task for many individuals and families. Dealing with multiple creditors, different interest rates, and unpredictable monthly payments can make financial planning a nightmare. This is where a structured Debt Management Plan (DMP) comes to the rescue. A good debt debt management plan has many facets to it. […]

Credit cards is a widely used form of payment across the world. However credit card debt also tops the list of stressors for individuals in America. Revolving credit card debt can have a negative impact on your finances if you are not taking the right steps in debt management. Consumer credit counseling is often a […]

Groceries are becoming more and more expensive. Let’s talk about how much you should spend and things we can do to help you to save money at the grocery store. Topics Covered… How Much Should You Spend On Groceries Monthly? Use Coupons Plan Your Route Buy in Bulk Check In With Local Grocery Stores Instead […]

Credit cards are powerful financial tools that, when used wisely, can help you manage your finances and build your credit score. However, navigating your credit journey can get confusing if you do not understand how they work! Credit Cards often come with a bunch of terms and conditions that are confusing and filled with jargon […]

In the realm of financial planning, managing and building credit is a crucial step towards achieving financial goals. A secured credit card emerges as a valuable tool in this process, especially for those grappling with credit card debt or new to credit. Let’s look at some key questions. What really are secured credit cards?  What […]

As the cost of living continues to rise, managing your finances efficiently is more critical than ever. Whether you’re saving for a dream vacation, buying a new home, or simply trying to get a handle on your day-to-day expenses, having the right tools can make all the difference. That’s where CreditU comes in. CreditU is […]

Congratulations on embarking on the exciting journey of becoming a first-time homebuyer! House hunting can be a daunting task, but with the right approach, it can be an enjoyable experience. Here are some helpful tips to make your journey smoother. Topics Covered… Create a Budget and Save Before House Hunting Set and Track a Financial […]