Free Access

By downloading and using American Consumer Credit Counseling, Inc.’s (“ACCC”) CreditU Application (“CreditU”) and agreeing to ACCC’s CreditU Terms and Conditions, you receive free access to the CreditU services described below.

CreditU Services Included at No Cost

CreditU is provided to users at no charge and may include the following features:

  • Personalized financial education and guidance tailored to your financial goals
  • Budget summaries, budget adjustment recommendations, and cash flow monitoring
  • Ability to manually enter and manage financial information
  • Ability to set and track progress toward financial goals
  • AI-powered chat and educational support
  • Monitoring of credit-related and financial wellness indicators

ACCC may update, enhance, modify, or discontinue specific features of CreditU at any time.

No Paid Subscriptions or Fees

CreditU does not require a paid subscription, premium upgrade, or recurring fees to access available features. There are no automatic renewals, billing cycles, or subscription charges associated with using the CreditU application.

Changes to CreditU Services

ACCC reserves the right, at its sole discretion, to modify, suspend, or discontinue CreditU or any portion of the application at any time, with or without notice.

Suspension or Termination of Access

Because CreditU is provided at no cost, no refunds or credits apply.

Trademark

CreditU ™ is a trademark of American Consumer Credit Counseling, Inc.